Maximize your Wealth by Minimizing Your Taxes

Do you have a substantial amount of money sitting in non-registered investments?

If so, each year taxes owing on the growth of that money reduces the return on that investment by as much as 48%. Over the long-term, that can translate into tens of thousands of dollars unnecessarily lost taxes.

How do you protect your hard-earned money? It's easy. Tax Free Savings Accounts are the way to go for the first $5.000. After that a Universal Life policy with a minimized death benefit will allow you to defer taxes on your non-registered assets, and take full advantage of long-term compound growth.

When you select the minimized death benefit, the minimum amount of insurance needed to keep the policy tax exempt is automatically calculated. This means that you are paying the minimum amount of insurance charges monthly, allowing the remainder to grow tax-deferred within your policy.The minimized death benefit can be used with a retirement income strategy to help you increase your retirement income.

Or, if you don't require the tax-deferred fund accumulation in the policy, you can name a beneficiary, who will receive the death benefit tax-free.Whichever way you use the minimized death benefit, the tax-deferred growth In Universal Life can increase your wealth.